The Research Library

Our Service Offerings

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Browse the categories below, clicking on the topic of interest. Once search results appear, you will be able to filter them by coverage type or taxonomy, regional focus, and industry vertical.

To access a list of all of the reports in this service by date, click here.

 Credit Cards
Origination | Solicitation | Portfolio Management | Service | Other

 Markets & Trends
Market & Economy | Regulation & Compliance | IT Drivers | IT Spending | Forces & Strategies | Other

 Customer Management
Data & Analytics | Sales | Marketing | Service | Channels | Other

 Process & Technology
Origination | Decisioning | Service | BPM & Workflow | Document Management | Portfolio Management | Manage Risk | Standards | Sourcing | Integration | Other

 Mortgages
Origination | Service | Portfolio Management | EPNs | Other

 Relationship Credit
Installment | Home Equity | Auto | Small Business | Student | Other


Featured Analysis

Credit Crunch II: Game-Changing US Credit Market Predictions to Start the 2010 Decade
Analyst Author: Craig Focardi, CMB

The consumer lending industries and the US economy are at a crossroads. If long-term economic and financial recovery has truly begun, then financial services institutions can implement more IT-enabled growth strategies in 2010 that will pay handsome dividends. If negative surprises continue to plague the financial markets and inhibit FSIs' growth, then premature expansion could be a costly and unprofitable strategy. This Research Note identifies major events TowerGroup believes will occur in banking, lending, and real estate markets that will impact FSIs' business strategy and IT planning in 2010. The report also provides data and commentary supporting these predictions.









 
Featured Exhibit

Consumer and Commercial Loan Delinquency Rates (2003–09)




Our Analysts

Craig  Focardi, CMB
The volume of distressed US consumer and commercial loan assets will explode in 2010, reduce financial institution capital ratios, and increase bank failures by the hundreds.

Latest Reports

December 28, 2009
Credit Crunch II: Game-Changing US Credit Market Predictions to Start the 2010 Decade
Analyst Author: Craig Focardi, CMB

December 7, 2009
2010 Top 10 Business Drivers, Strategic Responses, and IT Initiatives in Consumer Lending
Analyst Author: Craig Focardi, CMB, Bobbie Britting

November 30, 2009
Credit Correction: Emerging Best Practices in Mortgage Credit Risk Management
Analyst Author: Craig Focardi, CMB

October 12, 2009
Mending Lending: No Overextending, More Tending, and Functional Blending
Analyst Author: Dennis Moroney, Bobbie Britting, Brian Riley

Research Pipeline

Learn about the research we have planned and help us prioritize our publication schedule, or let us know what topics you'd like us to address!

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