Bob McDowall is a research director working in TowerGroup's European headquarters in London. His research addresses the principal challenges and opportunities affecting the European banking, securities, and investment management markets.

Since joining TowerGroup at the beginning of 2007, Bob has published research on a range of business issues that impact financial institutions conducting business globally, particularly in European and the Middle East. The topics covered include risk and regulation, exchanges, trading platforms, and securitization. Bob frequently appears on the television networks, including CNBC's European and Arabic networks as well as CNN and Bloomberg, to provide industry comment and analysis. He is a frequent contributor to industry thought and comment in the international, national, and the financial services and economics sector press.

Bob McDowall joined TowerGroup with 30 years' experience in the banking and securities and investment business. He worked with a number of institutions, including Merrill Lynch, Pru-Bache, Syntegra, and Singer and Friedlander, in administrative and operational management, business development, corporate advisory, marketing and control and planning functions across most asset classes. He also worked with the private French monetary think-tank, le Centre Jouffroy pour la Reflexion Monetaire and has been a member of a number of industry and consultative groups. Since 1998, Bob has worked in a consulting capacity and has presented at a range of conferences on capital markets, regulation, and banking. He has contributed numerous articles, papers and research documents to publications as diverse as FX/MM, Reuters/FT/ Financial Regulation International (FRI), and it-analysis.com on a range of issues, covering macroeconomics, most financial asset classes, financial regulation, risk management, and application of technology to banking and capital markets.

Bob has a degree in law (LL.B) from University College London.