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Brian Riley
Research Director, Bank Cards
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Brian Riley is a Research Director for Bank Cards at TowerGroup, specializing in technology, emerging trends, product development, and revenue management. His 24 years of experience in consumer credit and bank cards include work in applied technology, operations management, portfolio acquisitions, risk, scoring, and portfolio analytics. Brian held senior management roles at Citibank, Chase, and Wachovia.

Brian has a passion for applied technology in the credit card business. He led the design of numerous financial management systems at leading credit card issuers and has worked on projects with several leading processors. Most recently before joining TowerGroup, he led a group specializing in applied technology for the receivables and payment functions in vertical markets such as intermodal transportation, broadcast and cable, industrial gas, and high-tech manufacturing.

He also participated in numerous portfolio acquisitions and played a significant role in the original migration of Citicorp's systems to South Dakota. He orchestrated one of the largest sales of aged debt for a major issuer, spawning a new strategy for how issuers deal with delinquent accounts.

Brian attended the State University of New York and has done advanced studies in computer technology. He received training as a Baldrige Examiner and participated in the preparation of two applications for the award.

Featured Reports

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2010 Top 10 Business Drivers, Strategic Responses, IT Initiatives in US Mobile Banking and Payments
January 11, 2010

2010 Top 10 Business Drivers, Strategic Responses, and IT Initiatives in Bank Cards
December 14, 2009

Gift Cards: Still Better to Give Than to Receive
December 2, 2009

Mending Lending: No Overextending, More Tending, and Functional Blending
October 12, 2009

Mobility in the United States: The Time for Value-Added Services Is Now
October 12, 2009

Deposit Rewards Programs: It Takes All Kinds
September 14, 2009

Mobile Payments: Shifting from Point Solutions to Holistic Offerings in the United States
August 17, 2009

Visa Buys into the Mobile Payments Space: Search for Ubiquity or Complicating the Mix?
August 3, 2009

Shuffling the Cards: The Migration of Frugal Consumers and Cautious Lenders to a Debit Card World
August 3, 2009

Credit Card 2.0: Smaller Balances and Tighter Margins
July 13, 2009

Just Rewards: Adapting the Credit Card Loyalty Feature to a Debit Card World
June 8, 2009

After Boom and Bust: Navigating the Credit Card Industry into the Next Economic Cycle
April 13, 2009

The Enemy Within: The Threat of First-Party Fraud and Cardholder Abuse in a Weak Economy
March 30, 2009

Get Smart: ISO 20022 and Large-Value Payments as Leverage for US Chip Card Adoption
November 24, 2008

2009 Top 10 Business Drivers, Strategic Responses, and IT Initiatives in Bank Cards
November 3, 2008

Bullish on Bank Cards: Bank of America's Acquisition Brings Dimension to the High-End Market
September 17, 2008

No Interest in Interest: Islamic "Credit" Card Banking Takes Its Place in Global Commerce
July 7, 2008

Charred Card: Private-Label Gift Cards Stumble in a Weak Economy
May 26, 2008

Extending Influence of Data Security into the Card Ecosystem: The Next Trend in PCI Compliance
April 28, 2008

Pointing in the Right Direction: Rethinking Card Payment Rewards in a Challenged Economy
March 31, 2008

Deciphering Decoupled Debit: Deign, Deflect, Despond, or Deflate?
February 4, 2008

Process and Data Risks in a Changing Economy: How Credit Card Issuers Can Protect Their Portfolios
February 4, 2008

Top 10 Business Drivers, Strategic Responses, and IT Initiatives for Bank Cards
December 31, 2007

Which Way to the Revolution? Or, the Cracks Are Showing in the Card Business
November 5, 2007

Know Canada: Differences Between US and Canadian Payment Cards
October 8, 2007