Welcome!

  1. Marks
    "TowerGroup," "The Tower Group, Inc.," "Comprehensive Advisory Service," "Teleforum," "Research Notes," "Players Almanac," "Numbers Almanac," "Product and Services Catalog," "Slideshow Generator," "Custom Shop," and other products and services mentioned in the site are considered the property of TowerGroup(sm).
  2. Copyright
    All information provided by TowerGroup in any form is proprietary to TowerGroup and is protected by US and international copyright law and conventions. Except as stated here, direct or indirect reproduction of any TowerGroup material, in whole or part, by any means is prohibited without the express written consent of TowerGroup.
  3. Fair Use
    Fair use is a privilege that allows members of the press, clients, and non-clients to quote a single copy of a single chart, slide, or portion of text that is less than a paragraph long contained in TowerGroup material, provided that all are identified as "Source: TowerGroup," and that TowerGroup material is not used for commercial gain, such as in marketing, public relations, or sales materials, in any form, including a Web site. TowerGroup information may not be used in any way that compromises TowerGroup's objectivity or our clients' privacy. In addition, members of the press, clients, non-clients, or any other party accessing information sourced to third parties by TowerGroup in Research Notes and Reports, or through research tools such as the Players Almanac, the Product and Services Catalog, the Numbers Almanac, and any dynamically generated content from numbers or other data, assume responsibility for citing such sources appropriately and hold TowerGroup harmless from the lack of proper citiation.
  4. Limitation of Liability
    TowerGroup shall not be liable for any damages incurred by or arising as a result of reliance upon TowerGroup's information. TowerGroup warrants that the information is based on compilation and analysis of the best sources available to TowerGroup at any given time and that any opinions reflect TowerGroup judgment at the time and are subject to change. The foregoing warranty is in lieu of all warranties, expressed or implied, statutory or otherwise, including without limitation any implied warranties of merchantability or fitness for a particular purpose, and warranties as to accuracy, completeness, or adequacy of information.